Compliments of the season.

Hello,

I hope this email wouldn't come to you as a surprise. Having gone through your profile, I am convinced and pleased to solicit your sincere and urgent assistance over this matter.

I am Barrister Paul Thurston, an Attorney to late Mr. Peter a local contractor with the Lagos State Government of Nigeria. My client Late was awarded a contract worth of One Hundred and Fifty-Five Million United States Dollars (155,000,000:00USD) by the Lagos state Government of Nigeria for the maintenance and construction of Nigerian National Petroleum corporation Pipeline at Ejigbo Power Depot in the states in 2018 and the contract was fully executed by my late client. My client has been paid One Hundred Million United States Dollars from the contract and he was to receive the balance payment of the contract, but unfortunately my client was involved in a fatal auto accident with his entire family on Sagamu Express Road where he eventually lost his life and his two kids and wife. This was on the 25th of November 2020.

Sequel to the death of my late client, there is every need to present a next of kin to Nigerian National Petroleum Corporation (NNPC) via Lagos State Government so that they can release the balance of his contract money. Already the CONTRACT PAYMENT OFFICE under the Lagos State Government has contacted me that the balance payment for the executed contract, which has been approved for payment, is ready for collection. I am therefore asked to present the beneficiary/next of kin for the claim of the money from their office.

At this juncture, I have decided to divert this Fifty-Five Million United States Dollars to a foreigner who will be presented to NNPC/LSG, by soliciting the assistance of a reliable individual (A Foreigner) that will be presented as the beneficiary/next of kin to the deceased for the payment of the fund. I will prepare all legal documents in your name as the successor /next of kin from our Federal High Court to back up the claim on your behalf which will enable Lagos State Government & NNPC to release the money into your nominated bank account on your behalf as the known next of kin to my late client.

As soon as I receive a positive response from you; action will commence. Please bear in mind that there is no risk involved in this transaction, but it requires absolute sincerity and confidentiality due to the nature of the transaction.

I am willing to give you 40% of the fund as a reward for your assistance in this transaction while 10% of the money will be set aside after successful claim of this money to take care of any expenses that will be involved locally or internationally during the process of executing the business. I will want you to respond to my email via the below email address if you find it difficult getting this one, with your private phone numbers, fax number, cell phone #, your home/Company's Address as I will be coming over to your end for the sharing and for easy communication.

I look forward to your swift response via my private email: ( thurstonpaul44@gmail.com ).

Regards,
Barrister Paul Thurston

Tips on Getting Gifts for Athletes

If you're looking to get a gift for an athlete in your life, there are a few things you should keep in mind. Here are some tips to help you pick out the perfect present:

 

1. Consider their sport: Different sports require different types of equipment and gear, so it's important to consider what sport your athlete plays before you start shopping. For example, a basketball player may appreciate a new pair of shoes, while a swimmer may prefer a new swimsuit or goggles.
    
2. Think about their needs: Athletes are always looking to improve their performance, so gifts that can help them do that are always appreciated. This could include things like fitness trackers, training aids, or even a new water bottle to help them stay hydrated during workouts.
    
3. Personalize the gift: One way to make your gift extra special is to personalize it with the athlete's name or their team's logo. This shows that you put thought into the gift and helps to make it more meaningful to the recipient.
    
4. Consider their interests outside of sports: Athletes are more than just their sport, and it's important to remember that. Consider their interests outside of sports and get them a gift that reflects those interests. This could be a book, a movie, or a gift card to their favorite restaurant.
    
5. Don't forget the essentials: While it's always nice to get something unique and special, athletes also appreciate the basics. Things like socks, underwear, and sports bras are always useful and make great gifts.
    

Overall, the key to getting the perfect gift for an athlete is to consider their sport, their needs, and their interests outside of sports. By keeping these things in mind, you can find a gift that they'll love and appreciate.

 

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Re:[6] Claim Funds Now

Dear Sir/Madam [srwort]
In respect to this email, I wish to discuss a resourceful business proposal with you. [qhx]
Ultimately I need an honest foreigner to play an important role in the completion of this business transaction and this is 100% risk free. [ygvsz]
[faafoox]
For more details to claim this money 15,500,000.00 GBP send responds to this email: johngalvan679@gmail.com [iov]
[usnhv]
N/B: Please I have no intention to send unpleasant messages to you and [kczp]
feel free to ask for more details. I will explain the future more. [vzsh]
[revr]
Sincerely, [rvxttp]
Mr. John Galvan [dggy]

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PENDING INVOICE & SOA

Dear Sir/Ma,

 

Please find attached Invoice and SOA.

 

 

Best Regards...

 

Riyas

Manager

 

    

     MAKING IT PERSONAL

 

P.O.Box: 235945 - Dubai

United Arab Emirates

Email: riyas@exitocargo.com

www.exitocargo.com

 

Tel:+971.4.2874140

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Kansas City AFC 2022 Highlights

Even the victorious coach, in this case Andy Reid, has expressed reservations about the NFL's overtime system.

13 Seconds Chiefs

Reid hailed Kansas City's good fortune one day after his Chiefs won the overtime coin toss and marched downfield for Travis Kelce's 8-yard touchdown reception to conclude an exciting divisional round game against Buffalo.

"I spoke with Sean McDermott following the game," Reid said of Bills coach Sean McDermott. "I'm sure that's something they're going to look at again." And I'm not averse to that - it's a difficult issue. It was fantastic for us last night, but is it fantastic for the game, which is the primary objective we should all be pursuing? To achieve parity, it presumably has to be capable of hitting both attacks and defenses."

Grim Reaper Chiefs

It was a near-perfect football game (minus an ending that felt incomplete with Allen not getting a chance to answer). And although nothing about these quarterbacks' performances seemed authentic, they also did not feel fluky. These were two metahumans performing at their peak, and the remaining twenty players on the field were unable to stop them.

Chiefs Grim Reaper

Mahomes and Allen were also not playing under great conditions. According to Pro Football Focus, the Chiefs offensive line allowed pressure on 39.6 percent of the team's throw plays. However, it was irrelevant—Mahomes ended with a higher passer rating under duress than he did when the pocket was maintained clear.

While most of the commentary surrounding the Chiefs-Bills playoff game focused on the last minutes of play by quarterbacks Josh Allen and Patrick Mahomes, just as much, if not more, discussion focused on how the game ended, which featured the league's overtime rules.

According to NFL overtime regulations, the side who wins the coin toss and scores a touchdown on their opening drive wins. If they make a field goal, the other team gains possession of the ball and an opportunity to respond or win the game. That is a simplified summary, but it captures the substance of the issue of disagreement.

13 Seconds Chiefs

Occasionally, a miracle is required. And when you do, having a Mahomes is advantageous. With 13 seconds remaining against the tenacious Bills, the Chiefs trailed by three scores deep in their own territory, but Patrick Mahomes' ability to make the unthinkable possible salvaged the day in an incredible 42-36 victory. Mahomes set up Harrison Butker's game-tying field goal with two big completions, then led Kansas City to win in overtime with a touchdown drive. Andy Reid's defense was battered in the fourth quarter by Josh Allen – another quarterback in the high echelons of The Superstar Club – but Mahomes had that unique DNA feature shared by superstars. On certain days, he just will not allow his squad to lose, regardless of the odds. The Chiefs earned the opportunity to host the AFC Championship Game for the fourth straight year as a result of their epic victory. The Bengals are another deserving conference title contender.

Reference:

1. https://www.gearbubble.com/
2. https://www.gearbubble.com/
3. https://www.gearbubble.com/
4. https://www.gearbubble.com/

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Happy New Year.

Greetings,

I have a mandate to seek for an individual or corporate entity, that can help channel funds into profitable investments.

The said Funds cannot be traced because it was deposited in a bank and she wants the funds channeled into investments of value or real estate as an anonymous investor either in your Country or any country of your choice under your supervision, If you are interested in assisting, kindly send me an email so we can conclude on the modalities. She is offering you 30% of the total amount for your kind assistance and cooperation.

My Client, Isabel dos Santos is an Angolan businesswoman, Africa's richest woman and the eldest child of Angola's former President Jose Eduardo dos Santos, who ruled the country from 1979 to 2017. In 2013, according to Forbes, her net worth had exceeded US$2 billion making her Africa's first female US dollar billionaire.

All I require is your honest cooperation to enable us see this transaction through. I will also guarantee you that this will be executed under a legitimate arrangement that will protect you from any breach of the law here or in your country.

Contact me via ( fwgrenville@gmail.com ).

Regards
Fred Grenville

Mortgage Broker Los Angeles FAQ

Mortgage Broker Los Angeles FAQ

You can visit this link for more information about Mortagage Broker Los Angeles - https://sites.google.com/view/localcalifornia/mortgage-broker-los-angeles What is the average broker fee for a mortgage? On average, a mortgage broker will get paid somewhere between 1% and 2% of the total value of the loan, which can obviously be a substantial sum. Is it cheaper to go through a mortgage broker or bank? Pricing with mortgage brokers can be just as competitive as a bank, as long as the broker doesn't take too much off the top. ... Wholesale rates can actually be much cheaper than retail interest rates you'll get with banks, meaning a lower monthly mortgage payment. Do you pay more with a mortgage broker? Usually the lender pays the mortgage broker after the loan closes, but sometimes the borrower pays the broker at closing. Either way, the mortgage broker receives a fee that is a small percentage of your loan amount, usually 1% to 2%. When the borrower pays, the fees can be rolled into the loan amount. Is it safe to use a mortgage broker? Working with a mortgage broker has almost no downside, because you aren't obligated to move forward with your mortgage application until after you find out what mortgage rate you can secure and from which lender. In the best case scenario, you'll save thousands of dollars in interest on your mortgage. What is the maximum commission a broker can charge in California? In CALIFORNIA , this maximum rate is 10%, or 5% over the Fed discount rate, whichever is greater. How do mortgage companies rip you off? In some cases, lenders accept your application and then charge you fees even if you cannot qualify for the mortgage. This is a way lenders rip off unsuspecting borrowers. Not only is your mortgage application declined but you may also lose hundreds of dollars in unnecessary fees. Is Quicken Loans a broker? Whereas sites like LendingTree and Zillow essentially act as brokers, sending your basic information to multiple mortgage providers, Quicken Loans is a direct lender. That has its pros and cons. Why choose a mortgage broker over a bank? Mortgage brokers provide a one-stop shop for their clients. They may have access to hundreds of potential lenders with only one credit inquiry impacting your score. They are often able to find great rates and get you approved quickly. Are mortgage brokers free? Fee-free mortgage brokers won't charge you an upfront fee. Instead, they'll receive a commission from a lender. Some brokers advertise fee-free advice; however, this only relates to their initial advice being free. If brokers are able to find you a mortgage, they may well charge you a fee. What are the pros and cons of being a mortgage broker? Pros and cons of working with a mortgage broker Pros Cons You'll have more loan products to choose from. You may have limited access to down payment assistance (DPA) programs. You can switch lenders if your loan is denied. Your broker doesn't control the approval process and doesn't lend you money directly. What is the difference between a mortgage lender and a mortgage broker? A lender is a financial institution that makes loans directly to you. A broker does not lend money. A broker finds a lender. ... Whether you use a broker or a lender, you should always shop around for the best loan terms and the lowest interest rates and fees. How do I know if a mortgage broker is legit? The Nationwide Mortgage Licensing System & Registry (NMLS) maintains a database of licensed brokers. Additionally, you can usually check if a broker is licensed or if there has been an order of disciplinary action against the broker by checking with your state regulator . Who pays for closing cost in California? There is no state or county law that dictates who pays which closing costs in California, between the home buyer and seller. It usually comes down to two things — local customs and negotiations. Even so, there are certain closing costs that are usually paid by the buyer, and some that are typically paid by the seller. Who pays realtor fees in California? In California, home sellers pay real estate commission fees out of the final sale proceeds for both agents involved in a deal. However, since this commission is baked into the sales price, you could say that the home buyer is paying — at least in part — through a higher price. Why would the seller pay closing costs? By having the seller pay for certain items in your closing costs, it enables you to make a higher offer. Therefore, you'll effectively be paying your closing costs throughout the life of the loan rather than upfront at the closing table because they're now built into your loan amount. Is Rocket mortgage a broker or a lender? Rocket Mortgage® is an online mortgage experience and America's largest mortgage lender1. Rocket Mortgage® isn't a calculator; it's a way to get a mortgage. Is Rocket mortgage part of Quicken? One Giant Leap: Quicken Loans Announces It's Changing Name to Rocket Mortgage. DETROIT, May 12, 2021 – Quicken Loans, America's largest mortgage lender and a part of Rocket Companies (NYSE: RKT), today announced it will officially change its name to Rocket Mortgage on July 31. Is Wells Fargo a good place to get a mortgage? Wells Fargo's mortgages are worth a look if you're an existing customer. This large lender offers a wide variety of home loans, including some with low down payment options. But its recent history of government settlements may be a turnoff for some people. Is it better to go with a local bank for a mortgage? Your Local Bank for Mortgage Loans: An Overview. ... If meeting with lenders face to face is important to you, a local bank with a good reputation is a sound choice. Local banks may also have better rates or lower fees than online options do. Both types of lenders offer mortgage pre-approval. Can mortgage brokers get you a bigger mortgage? If you miss your mortgage payments, your guarantor has to cover them. Talking to a broker: Some lenders could give you a bigger mortgage than others, and brokers can work out which ones are most likely to lend you more. Is Quicken Loan legitimate? If you choose Quicken for your mortgage, you're in good company. This Detroit–based lender has rapidly become one of the most popular in the U.S. thanks to its seamless, digital–first mortgage process. But remember not to choose a lender based on the ease of application alone. How much do brokers cost? Brokerage fee Brokerage fee Typical cost Annual fees $50 to $75 per year Inactivity fees May be assessed on a monthly, quarterly or yearly basis, totaling $50 to $200 a year or more Research and data subscriptions $1 to $30 per month Trading platform fees $50 to more than $200 per month

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